Simi Valley, Thousand Oaks and Camarillo real estate and homes for sale in California - Debbie Gates, REALTOR® REALTOR® Logo - NUMBER1EXPERT™ NUMBER1EXPERT™ Logo

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Debbie Gates

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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 805-428-1100.

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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Debbie spent hours and hours helping me...
When we move up in the real estate market, she will be the only person we call to list our house.
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Debbie Gates is one of The Top Selling Real Estate Experts™
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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Simi Valley, Thousand Oaks and Camarillo real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Time to Move >Smooth Moves

There are many details to handle when you move out of one house and into another. Since it is easy to forget things in the rush of moving, making a written checklist of everything that needs to be done is an invaluable aid.

Be sure to include such tasks as providing the post office, your bank, credit card companies, and publications to which you subscribe with your new address. Let your insurance agent know about the move to ensure that your personal property will be covered at both houses. Call the utility companies ahead of time to arrange for the cut-off and turn-on dates for gas, electricity, water and telephone service. Put important documents, such as birth or marriage certificates, tax returns and home ownership documents together in a safe place as you pack, so that you can locate them easily.

It will give you a great deal of satisfaction to check off each item on your list as it is handled.

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Real Estate Trivia
Q 
Where are the highest median price homes in the United States currently located?

A 
According to the NAR, the highest median price in the second quarter of 2005 was $726,900 for homes in California's San Francisco Bay area.
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Debbie Gates, REALTOR®, real estate agent and broker for Simi Valley, Thousand Oaks and Camarillo, California home listings, property and land for sale - NUMBER1EXPERT(tm)

Debbie Gates & Associates
(Lic: 01458529)

Troop Real Estate
(Lic: 00716757)
3200 Los Angeles Avenue, Suite 12
Office: 805-426-0536
Fax: 805-955-9057
Cell: 805-428-1100
dgates@troop.com


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