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Real Estate Resources:

• Special Offers - Special offers for Simi Valley, Thousand Oaks and Camarillo homeowners from Debbie Gates.

• Affiliates - Debbie Gates' real estate web site affiliates.

• eNewsletter - Debbie Gates'Simi Valley, Thousand Oaks and Camarillo newsletter email will send you the latest real estate information.

• Today's Real Estate News - Daily real estate news for this neighborhood, California, and United States.

• Market Conditions Report - Market conditions report for this area, California, and United States.

• Monthly Payments & Schedule - Monthly loan payments java mortgage calculator.

• How Much Can You Afford? - Calculate how much home you can afford with this financial calculator.

• Determine Tax Savings - Calculate how much your monthly Simi Valley, Thousand Oaks and Camarillo, California mortgage payments save you on your taxes because of loan interest.

• Should You Rent or Buy? - Is it better to rent a home in California or buy your own Simi Valley, Thousand Oaks and Camarillo house, ranch, luxury property, condominium, acreage, or other real estate?

• Adjustable Rate Mortgages - Adjustable rate Simi Valley, Thousand Oaks and Camarillo mortgages information and interest rate java calculator.

• What Is Your APR? - Determine the Annual Percentage Rate (APR) for your mortgage.

• Fixed or Adjustable Rate Mortgage? - Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

• Are Balloon Mortgages For You? - Balloon mortgage calculator. A balloon mortgage can be an excellent option for many home buyers.

• 15 vs. 30 Yr Mortgages - With a 15 year mortgage you will pay significantly less interest, but only if you can afford the higher monthly payment. Use this calculator to compare these two mortgage terms.

• How Much Should Your Income Be? - What income is required to qualify for a mortgage? Use this calculator to find out.

• What's Your Maximum Mortgage? - This calculator will help you determine your maximum monthly housing payment and the resulting mortgage amount.

• Will Buying Points Save You Money? - This calculator helps you determine if you should pay for points, or use the money to increase your down payment.

• TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other California real estate.

• Top National Real Estate Web Sites - Real Estate Web Sites that include some unique sources of realty information, listings, and more.

• Ask Anything - Ask Debbie Gates anything real estate.

• NUMBER1EXPERTS™ - List of all the NUMBER1EXPERT™ real estate agents and realty professionals and brokers in the USA and Canada with links to their personal web sites with homes for sale.

• Real Estate Tips - Debbie Gates' realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

• Real Estate Trivia - Debbie Gates' collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

• Real Estate Dictionary - Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Simi Valley, Thousand Oaks and Camarillo property in California, including legal terms definitions, and more.

• Go to Main Sitemap - Main sitemap sections include Find Simi Valley, Thousand Oaks and Camarillo Homes, For Home Buyers, For Home Sellers, Simi Valley, Thousand Oaks and Camarillo Information, Real Estate Resources, and About Debbie Gates.

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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation California Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Simi Valley, Thousand Oaks and Camarillo

First Time Buyers >Questions from Real Estate Agents Real estate agents begin their professional relationship with buyers by asking numerous questions about the buyer's personal and financial situation. The answers to these questions will give the real estate agent a clear idea about the buyer's housing needs and price range. It is a waste of time for an agent to show a buyer homes they can't afford, and it can be disheartening to consider unrealistic possibilities. In order to do a great job finding you a home, your real estate agent needs to have some basic information about your income, debts, and the amount of cash you have available for a purchase. Your agent also needs to know something about your lifestyle. How large is your family? Where do you work? Do you have school-age children? Do you enjoy entertaining? What hobbies would you like to accommodate? The real estate agent who helps you find your new home will get to know you very well, so it is very important that you feel comfortable with that person and free to communicate openly. See All Tips In The "First Time Buyers" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  What is considered one of the key elements of the American dream? A  Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year. See More Real Estate Trivia >

Debbie Gates & Associates Troop Real Estate 3200 Los Angeles Avenue, Suite 12 Simi Valley, CA 93065 Office: 805-426-0536 Fax: 805-955-9057 Cell: 805-428-1100 dgates@troop.com www.simivalleyhomedream.com is brought to you by Debbie Gates NUMBER1EXPERT™ in real estate for Simi Valley, Thousand Oaks and Camarillo, California Read Debbie Gates' Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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